Investment Management
At Greenfeld Financial, we consider investment management crucial to your entire financial picture.
As our investment client, we work with you to understand your financial goals, objectives and risk level to create a personalized portfolio of investment products.
By completing our Risk Questionnaire and Financial Review, your short and long term goals help determine which program is best for you.
Our on-going monitoring program provides you with peace of mind, allowing your money to build and create wealth over time.
Investment options for both registered and non-registered accounts:
Our portfolios recommendations are based on fee-based and non-fee based options. Your investments are not locked in, allowing for greater flexibility when re-balancing your portfolio. To you, our client, it means that making changes to your portfolio is not hampered by redemption fees and other portfolio restrictions. We provide annual performance and fee reports and you can choose to view your account online, making for a greener planet!
Fee-based options features include:
- no up-front commission
- no annual administration fee in registered accounts
- lower management expense ratio (MER)
- fee is tax deductible in non-registered accounts
- small management fee
Tired of market volatility? Looking for steady income with consistent returns?
Invest in a Canadian Mortgage Fund paying quarterly dividends of
8%*
Five reasons to consider holding Antrim Balanced Mortgage Fund in your portfolio:
The Antrim Balanced Mortgage Fund is the largest residential Mortgage Investment Corporation (MIC) in Canada and provides investors with a steady stream of interest income by investing in a diversified portfolio of residential first and second mortgages.
1. Low Volatility
Since inception in 2007, Antrim’s share price has remained unchanged. Shareholders have received annual distributions, with the principal value remaining stable.
2. A Superior Yield
Investors love the yield Antrim brings to a portfolio. Especially in inflationary and rising rate environments. During the economic crisis of 2009, Antrim investors earned over 10%.
How does it work? Antrim charges higher rates than the Bank. Antrim lends to borrowers who do not meet the bank’s strict debt servicing ratios, but have excellent credit scores due to self-employment and income splitting techniques. This might have the positive effect of them paying lower income taxes, but they do not show enough income to meet the strict debt servicing ratios at the Bank.
3. Real Security
Investors are allocated over 2100 individual mortgages, making the pool incredibly diversified. Antrim lends in major centers of BC, Alberta, and Ontario with a target asset allocation 75% in first mortgages and 25% in second mortgages.
4. Steady Income
Investors can expect to receive 4 quarterly payments plus one annual top-up. 100% of the next income the Fund earns is paid to investors each year. Antrim has never had a quarter it has not paid a dividend in 50 years.
5. An investment you can understand
Antrim does not create yield via complex options strategies that are hard to understand. You probably have a mortgage, may be self-employed, or perhaps you have had difficulty with a Bank lender. Plus – it’s a Canadian firm.
Reduce the volatility in your portfolio, while receiving a steady income stream and consistent returns with the Antrim Balanced Mortgage Fund!
Responsible Investing (RI)
As with most Canadians these days, you are probably concerned about the recent climate events that happened in 2021 such as fires and floods. If so, you are amongst the of 77% of Canadians interested in responsible investing. You are concerned about the long lasting effects of climate change and are interested in investing in products and services that align with their core values.
As a Responsible Investment Specialist (RIS), I work with you to create an investment portfolio that meets your goals and is unique to you – whether it is investing in low carbon emissions, clean energy, or weapons-free investments.
“77% of Canadian investors are interested in responsible investing.”
RIA Canada
Read more in my blog posts:
Ten ways to reduce your carbon footprint
Five ways your investments can help reduce climate change
Call our office to today at 604.940.8617 to turn your investments into agents of change!
